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Abstract

The Research on “Factors Affecting On People’s Liability in Hatyai District, Songkhla Province” Was A Quantitative Research. With A Purpose to study personal factors Behaviors that influence the creation of debt and the nature of incurring public debt in Hat Yai District, Songkhla Province. Data were collected by questionnaires. Questionnaire from 395 people in Hat Yai District, Songkhla Province. Descriptive data were analyzed by Percentage, Frequency, Mean and Standard Deviation and inferential analysis by The T-test, F-test, one-way ANOVA, and multiple regression analysis were tested at the 95% confidence level or 5% error level. The study found that The analysis of personal factors affecting the nature of incurring debt burden found that the status was different. The nature of incurring liabilities is different. As for behavioral factors, the number of 3 factors were social factors. attitude factor and economic factors from all 4 aspects affecting the creation of people's debt burden in Hat Yai District, Songkhla Province.